Philip Jones

Philip advises on transactional finance matters, including facility and security documentation, acquisition and receivables finance, intercreditor arrangements, and complex cross-border lending and restructuring involving a wide range of asset types.

• Advised on the establishment of services involving the introduction of prospective lenders and borrowers where pledge or chattel mortgage security over valuable assets was to be provided.
• Advising UK and overseas borrowers in relation to property development and investment facility transactions.
• Sales and purchase of portfolios of finance contracts and mortgages.
• Advised a UK group in the medical services sector on acquisition finance facilities relating to acquisitions in Oceania and Europe.
• Advised a group based in South East Asia on acquisition finance facilities relating to a UK acquisition.
• Advising on the acquisition of receivables facilities and related security.
• Advising on the purchase of specified debt types (e.g. CCA regulated, VAT refund claims, NHS receivables, and construction industry debt).
• Advised a Luxembourg-based trust on a convertible loan made by it to a UK PLC which owned mining rights through various subsidiary companies.
• Advised an Oceania-based food services group on facilities to enable it to establish a UK outlet.
• Advised a travel market services provider in relation to a refinancing facility.
• Advised a provider of electrical vehicle charging services on working capital facilities.
• Advised a financial services group in relation to a bond issue to be secured by security provided by the bond issuer in favour of a security trustee.
• Advised a logistics provider in relation to its rights of lien as against an inventory financier.

Philip advises on and negotiates facility and security documentation for borrowers and finance providers, including standard forms for banks, lenders, and platforms, and advising on bond instruments, inventory finance, and receivables facilities.

• Advised a UK financier in relation to its standard-form documentation which was to form the basis for a securitisation program.
• Advising financiers on transactions involving the provision of inventory facilities.
• Drafting standard form finance and security documentation for various financiers and peer-to-peer platforms, including receivables financiers, banks, asset-based lenders, trade financiers and finance houses.
• Advising in relation to the issuance and wording of bond instruments and related security.